<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[MIV Finance]]></title><description><![CDATA[Miv Finance]]></description><link>https://www.mivfinancial.com/blog</link><generator>RSS for Node</generator><lastBuildDate>Wed, 10 Jun 2026 00:38:22 GMT</lastBuildDate><atom:link href="https://www.mivfinancial.com/es/blog-feed.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[Crowdfunding, as an instrument for the non-sophisticated investor (II)]]></title><description><![CDATA[This financing mechanism is modeled after a stock exchange. Why, then, regulate something so similar to an exchange in a different way—redundantly—than an exchange itself?   The regulation of these platforms is justified because they would allow a low-cost method of raising capital from the public. Substantively, it seeks to foster entrepreneurship. Legally, it seeks to prevent this type of issuance from falling within the regulatory perimeter of stock exchanges.   It is also justified to...]]></description><link>https://www.mivfinancial.com/post/crowdfunding-as-an-instrument-for-the-non-sophisticated-investor-ii</link><guid isPermaLink="false">6a236d3431812b1ca7134872</guid><pubDate>Sat, 06 Jun 2026 00:43:43 GMT</pubDate><dc:creator>mivfinancial</dc:creator></item><item><title><![CDATA[Crowdfunding, como instrumento para el inversionista no sofisticado (II)]]></title><description><![CDATA[Este mecanismo de financiamiento es a imagen y semejanza de una bolsa de valores. ¿Por qué, entonces, regular algo tan similar a una bolsa, de manera distinta, valga la redundancia, a una bolsa? La regulación de estas plataformas se justifica porque permitirían un método de bajo costo para recaudar capital del público. Materialmente, busca fomentar el emprendimiento. Jurídicamente, busca impedir que este tipo de emisiones entren al perímetro regulatorio de las bolsas de valores. También se...]]></description><link>https://www.mivfinancial.com/es/post/crowdfunding-como-instrumento-para-el-inversionista-no-sofisticado-ii</link><guid isPermaLink="false">6a236cd31f44c606b3784a4d</guid><pubDate>Sat, 06 Jun 2026 00:41:57 GMT</pubDate><dc:creator>mivfinancial</dc:creator></item><item><title><![CDATA[Deterioro brusco de las condiciones financieras]]></title><description><![CDATA[Diagnóstico Al parecer, en términos fundamentales, el principal riesgo en los mercados financieros es una rápida caída en los mercados, por consecuencia de la guerra en Medio oriente. Al principió existió alarma, llegando a los precios de los activos en general, para luego equilibrarse con una perspectiva más bien optimista de la economía (bursátil, spreads en renta fija y percepción de riesgos bajas en economías dependientes de capitales extranjeros). Solo las tasas largas no han caído en...]]></description><link>https://www.mivfinancial.com/es/post/deterioro-brusco-de-las-condiciones-financieras</link><guid isPermaLink="false">6a1a09c0cd05d69352d25bc8</guid><pubDate>Fri, 29 May 2026 21:51:28 GMT</pubDate><dc:creator>mivfinancial</dc:creator></item><item><title><![CDATA[Sharp Deterioration of Financial Conditions]]></title><description><![CDATA[Diagnosis Apparently, in fundamental terms, the main risk in financial markets is a rapid market downturn as a consequence of the war in the Middle East. Initially, there was alarm, affecting asset prices in general, before balancing out with a rather optimistic economic outlook (stock market, fixed-income spreads, and low perceived risks in economies dependent on foreign capital). Only long-term interest rates have not been affected. The problem with all of this is that the material outlook...]]></description><link>https://www.mivfinancial.com/post/sharp-deterioration-of-financial-conditions</link><guid isPermaLink="false">6a1a078d3455402997530faf</guid><pubDate>Fri, 29 May 2026 21:48:21 GMT</pubDate><dc:creator>mivfinancial</dc:creator></item><item><title><![CDATA[Crowdfunding, as an instrument for the non‑sophisticated investor (I)]]></title><description><![CDATA[Crowdfunding (hereinafter “PFC”) is justified because stock exchanges exist, as it seeks a different market, though with similar logics. It aims to bring together people who share certain characteristics—peers, rather than completely anonymous individuals as usually happens in financial markets; it seeks to exempt securities regulations, in Chile the Securities Market Law (LMV); it seeks channels different from what doctrine calls “formal” markets (regulated, self-regulated); it does not aim...]]></description><link>https://www.mivfinancial.com/post/crowdfunding-as-an-instrument-for-the-non-sophisticated-investor-i</link><guid isPermaLink="false">6a0e4647dd66a932defa6437</guid><pubDate>Wed, 20 May 2026 23:44:10 GMT</pubDate><dc:creator>mivfinancial</dc:creator></item><item><title><![CDATA[Crowdfunding, como instrumento para el inversionista no sofisticado (I)]]></title><description><![CDATA[El crowdfunding (en adelante “PFC”) se justifica porque existen las bolsas de valores, al buscar un mercado distinto, aunque con lógicas similares. Busca juntar a personas que comparten ciertas características, pares y no personas completamente anónimas como suele ocurrir en los mercados financieros; busca excepcionar las normas de valores, en Chile a la Ley de Mercado de Valores (LMV); busca canales distintos a los mercados que en doctrina llaman “formales” (reglados, regulados y auto -...]]></description><link>https://www.mivfinancial.com/es/post/crowdfunding-como-instrumento-para-el-inversionista-no-sofisticado-i</link><guid isPermaLink="false">6a0e43e09209fbd4f4f2eb84</guid><pubDate>Wed, 20 May 2026 23:33:45 GMT</pubDate><dc:creator>mivfinancial</dc:creator></item><item><title><![CDATA[Monetizando el conocimiento]]></title><description><![CDATA[¿Conoces a XTX o Citadel? Si tu respuesta es no, y estás en el mercado financiero, algo anda mal. Sus operadores pueden recibir medio millón de dólares anualmente. Muchos de sus operadores no conocen nada del mercado, sin embargo, buscan personas con capacidades cognitivas altas. Digamos, no buscan diversidad vital, de género o cualquier otro criterio que no sea capacidades sobresalientes en sus habilidades cognitivas. No contratan de manera aleatoria, no dejan a las probabilidades el nivel...]]></description><link>https://www.mivfinancial.com/es/post/jkkjjkk-1</link><guid isPermaLink="false">6a0a57d470e7b59e7b3d5be8</guid><pubDate>Mon, 18 May 2026 00:05:46 GMT</pubDate><dc:creator>mivfinancial</dc:creator></item><item><title><![CDATA[Monetizing knowledge]]></title><description><![CDATA[Do you know XTX or Citadel? If your answer is no, and you are in the financial market, something is wrong. Their traders can earn half a million dollars annually. Many of their traders know nothing about the market; however, they look for people with high cognitive abilities. In other words, they are not seeking vital diversity, gender diversity, or any other criterion beyond outstanding cognitive skills. They do not hire randomly, they do not leave the cognitive level of their traders to...]]></description><link>https://www.mivfinancial.com/post/jkkjjkk</link><guid isPermaLink="false">6a0a4f808ba6aec9a80e8853</guid><pubDate>Sun, 17 May 2026 23:30:10 GMT</pubDate><dc:creator>mivfinancial</dc:creator></item></channel></rss>